Balance Financial?is bringing high-end private banking to the entry-level business?for around $40 a month.
The 15-person, Bellevue, Wash.-based firm with roughly $1.5 million in financing, has created a web-based accounting and personal finance tool that is supported by a living, breathing person. The so-called personal bookkeeper enters data, tracks expenses, updates forms and pays bills?and then marries that information with Balance?s own financial management software.
?This business came out of the financial advisory world,? says Devon Miller, the company?s CEO. ?There, we found most people had sophisticated financial software at their disposal, but did not use it properly.?
Balance, which started in 2004 and has been developing and testing its product since 2007, attempts to fill that fiscal software management gap for the busy entrepreneur. The tool centralizes bill payment, budgeting and reporting. It supports any U.S. bank account, and can be set up to remove paper bills, to pay bills directly and to provide detailed reports and analysis. If desired, it can also be configured to allow for alerts, balance warnings and other fiscal stopgaps. Any function can be made to work as a business owner wants it.
The idea is to offer ultimate customization that can work on top of existing banking services that are provided by even the simplest local financial organizations. Essentially, Balance Financial acts like a pricey personal banker?but at a fraction of the cost.
Continue reading this article at?Entrepreneur.com?after the break!
? Wealth Building Daily
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Pets needs a space of their own, particularly in the case of dogs. A dog is a naturally territorial creature and having a space that is specifically for the dog can make a new home comfortable. Finding the best large dog house for a particular large breed canine coming into the house is a vital step in giving a pet some space to feel safe and secure.
Sizing Requirements:
A key part of determining the best house for a pet dog is the sizing needs. Any large dog or a home with several dogs will require a large or extra large house. The particular sizing requirements of a home depend on the size of the dog or the size of the breed in adulthood when dealing with a puppy.
On average, the best way to size the particular dog house depends on the weight, height and length of the dog. For example, a dog that is 70 pound, 25 inches tall at the shoulder and around 35 inches in length would need a large dog house. A dog that is above 90 pound and roughly 40 inches in length would need a bigger home than the basic large sizes for an extra large house.
Any dog that is above 70 pounds or taller than 25 inches based on shoulder height while standing will need a larger home. When a house has two or more dogs, pet owners should consider getting a larger size house for the dogs than the basic sizing. Two 70 pound dogs would feel more comfortable in an extra large house than the basic large home.
Insulation:
A dog house is not only about the particular size, it is also about the comfort of the pet. An insulated dog house is another aspect pet owners should consider. Insulation in the dog house is not always a necessity, but for pet owners living in colder regions it can help add to the comfort level of a dog while he or she is outdoors.
Insulated houses come in a wide range of shapes, sizes and styles. The insulation keeps the dog house warm during the colder months of the year and cool during the summer, making it a perfect place for a pet to relax between bouts of playing or during the days that have particularly harsh weather conditions.
Style of the House:
The final element in determining the best house for the pet is the style. Style choices are a matter of personal preferences rather than the size of the pet. Dog house selections can range from an igloo design for heat retention during winter to a stunning custom design that creates a quaint look similar to a house in miniature.
The style and materials of the house are primarily and element of personal aesthetic preferences and the preferred look to fit the backyard. For example, someone who has a simple backyard full of grass and children?s toys might prefer a house that is the basic igloo or rectangular design. Alternatively, a home with an exotic backyard garden might prefer the quaint house full of details for a better fit into that garden space.
Finding the best dog house for that loveable pooch starts with considering the weather, the design and the size of the canine. After considering all of the factors, determining the best house becomes much simpler.
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It has been reported that the number of business owners is rapidly increasing. The increased number is much more noticeable in Toronto that is a commercial, distribution, financial and industrial centre of Canada. However, with this increased number of business houses, the competition level has automatically raised. Thus, to beat the heat of competition, most of the business houses have started hiring SEO companies in Toronto.
In Toronto, SEO company offers best and highly reliable services so that client?s website get top as well as durable rankings over various search engine result pages. Additionally, in Toronto, SEO services are entirely ethical that results again results in genuine and organic rankings. The SEO services in Toronto are delivered by highly professional and veteran experts.
The experts uses latest software and tools to give you desirable results in Toronto for SEO services.SERVICES OFFERED BY SEO company, Toronto
On-page Optimization - In search engine optimization, on-page optimization refers to the factors that are responsible for the listing of your web site or web page in natural search results. Moreover, on-page optimization is always preferred to perform before venturing into off-page optimization. Through this procedure, the proper usage and right density of keywords on client?s site is ensured. There are various techniques of on-page optimization. Below are few important one:
Off-Page Optimization - Off Page Optimization is the process that goes outside the client?s website to boost the SEO rankings and visibility of his/her website.
This procedure includes almost every SEO service such as link building, forums, web page creation, blogging, etc. However, all these services are based on link building that is off course anchored with the right and relevant keywords. Off Page Optimization is generally consisting of various link building methods that are as follows:Article Campaigns ? However, this is a part of off-page optimization technique but this is one of the best methods to generate highly targeted traffic to the client?s website. Many people seek online article to get information about certain topics. Article submission helps in generating more and relevant traffic to the client?s site. However, the article must have relevant information and link to direct the seeker to the client?s site. Most of the SEO companies in Toronto offer specialized services for content writing in order to give more focused and desirable results to the clients.
Afore mentioned are the main services offered by almost every Toronto based SEO firm.
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The outstanding player of his generation, he led France to World Cup glory in 1998 also to the European Championship in 2000. He was an outstanding passer of the ball initially, an impressive playmaker that fed his forwards with great passes. But Zidane could produce goals himself as well, particularly the winning goals inside the 1998 World Cup Final along with the 2002 Champion's League Final. Zidane was named European Footballer of the Year in 1998, and FIFA World Footballer of the Year in 1998, 2000, and 2003. We wish to know, after we missed some Great players or you have a different regarding the Greats. Whether it's the New York Yankees along with the Boston Red Sox the particular Cincinnati Bengals along with the Cleveland Browns, the two rival teams inevitably end up meeting time and again, forming a continuing heated rivalry that delights fans of the sport. Click here to read more about meniere.
Incredibly versatile, effortless he is the perfect all-around player in the past. Di Steacutefano was a strong forward blessed with stamina, tactical versatility, and above all vision that allowed him to do something as the conductor to Real's symphony of attacking football. Di Steacutefano won numerous domestic league and cup titles with Real, however like George Best, he never graced a World Cup. He moved to Espanyol in 1964 and played there until hanging up his boots at age of 40. Zinedine Zidane (1988-2006). Whether Zinedine Zidane (1972) or Michel Platini is finest ever French player is up for discussion. Click here to read more about blindedarmontsteking symptomen.
Real should have been two ahead after 13 minutes when awarded a problem, but Mateos was denied by Reims goalkeeper Colonna whose save kept the deficit down to one goal. The second half, however, started just as the first had when, just two minutes right after the break, Di Stefano scored and keep his record of obtaining found the online in every European Cup Final and Real Madrid held on to allow it to become 4 wins in a very row. Diego Armando Maradona (1976-1997). Born October 30, 1962. Playing Position Supporting Striker, Attacking Mid-fielder. Clubs Argentinos Juniors, Boca Juniors, Barcelona, Napoli, Sevilla, Newell's Old Boys - Diego Maradona won the 1986 World Cup almost single-handedly and took Argentina for the final four years later. Click here to read more about wondroos.
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Republican presidential candidate, former Massachusetts Gov. Mitt Romney speaks at a campaign rally in Tempe, Ariz., Friday, April 20, 2012. (AP Photo/Jae C. Hong)
Republican presidential candidate, former Massachusetts Gov. Mitt Romney speaks at a campaign rally in Tempe, Ariz., Friday, April 20, 2012. (AP Photo/Jae C. Hong)
Republican presidential candidate, former Massachusetts Gov. Mitt Romney speaks at a campaign rally in Tempe, Ariz., Friday, April 20, 2012. (AP Photo/Jae C. Hong)
Republican presidential candidate, former Massachusetts Gov. Mitt Romney, right, holds a roundtable discussion with Hispanic business owners in Tempe, Ariz., Friday, April 20, 2012. (AP Photo/Jae C. Hong)
TEMPE, Ariz. (AP) ? Republican Mitt Romney turned his focus to the Hispanic vote Friday as he gathered Latino business leaders to discuss the issues he talks about with every other constituency: the economy and jobs.
Romney met with nine Phoenix-area Hispanic business and community leaders and asked them for their views on immigration law, education and the economy ? underscoring the importance of the nation's fastest-growing minority group is playing in the general election, particularly in the swing-voting states that are expected to be competitive right up until Election Day.
The general election-focused Romney who came to the Arizona Historical Society Museum on a 100-degree afternoon didn't have much to say about border fences, illegal immigration or his promise to veto the so-called DREAM Act, which would allow some illegal immigrants a path to legal residency. He didn't say much about other issues that dominated the vitriolic and drawn-out Republican primary ? and that he's expounded on at length at previous round-tables, town halls and campaign events.
Former University of Arizona President Manuel Pacheco asked Romney to give a "nod" and "some signal for a glimmer of hope" to the students who could potentially gain a change in status if Congress passes legislation helping those who finish college to become citizens. Romney said only: "Thank you. Appreciate it, thank you."
Other participants appealed to Romney for basic "fairness" in the immigration system, and one mentioned a Republican alternative to the DREAM Act proposed by Sen. Marco Rubio, R-Fla. Romney stuck to asking questions of the participants, not offering extended opening remarks or making statements after participants spoke, as he often has at previous round-table events.
Romney's refocusing comes the same week Obama has launched an advertising effort targeting Hispanics in key swing states in an attempt to keep these Democratic-leaning voters in his own fold.
Before the scheduled round-table discussion with Hispanic business leaders, Romney's campaign circulated a graphic aimed at highlighting the impact of tough economic conditions on Hispanic families.
"The Obama administration has brought hard times to Hispanics in America," the graphic says. "Under President Obama, more Hispanics have struggled to find work than at any other time on record."
Obama's campaign, meanwhile, is spending about $145,000 on broadcast advertising aimed at Hispanics this week, according to data from the media tracking firm SMG Delta. The ads are running in Florida, Colorado and Nevada ? all battleground states in the fall campaign.
Obama's campaign accused Romney of lying to Hispanics about the president's record in his push to woo Hispanics. "President Obama believes we should grow our economy and create jobs that reward hard work and responsibility, and we are seeing results," Gabriela Domenzain, Obama's director for Hispanic press, said in a statement.
Hispanic voters overwhelmingly supported Obama in the 2008 election.
Romney, the former Massachusetts governor, was also in Arizona to address state Republican leaders. He spoke as the presumptive nominee and his campaign worked to integrate with the Republican National Committee.
Reading from a list, Romney rattled off the names of his primary challengers and thanked them, saying they "fought hard and well." The list included Newt Gingrich and Ron Paul, who are still campaigning against him.
Sen. John McCain, the party's 2008 nominee, and RNC Chairman Reince Priebus introduced Romney to the gathering of about 200 people. Priebus told Romney that he wanted to welcome him "in a formal way, to greet a family here."
In his speech to the group, Romney criticized David Axelrod, a top Obama adviser, who on Sunday characterized the election as a choice between and economy that "produces a growing middle class and that gives people a chance to get ahead and their kids a chance to get ahead, and an economy that continues down the road we are on."
Reading the remark as casting Obama's economic record in a bad light, Romney said, "I could not agree more."
Romney also met privately with RNC members who had been loyal supporters during the primary process.
Ahead of his speech, three top Romney advisers spent two days meeting with GOP leaders. The party committee has been laying the groundwork for its voter identification programs as well as for a major outreach program to Hispanic voters as the primary process has ground on.
Romney advisers say the integration between the committee and the campaign is going relatively smoothly, as many Romney advisers have close personal ties to RNC staffers or have worked for the committee before.
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We can learn a lot about being a great leader through the actions of our 16th president.
In January 1863, about twenty-one months after hostilities began during the American Civil War, Major General Ulysses S. Grant was given command of the Union Army of the West and ordered to capture Vicksburg, Mississippi.
Six months later, on July 4, 1863, Lieutenant General John Pemberton's Confederate Army of Mississippi surrendered Vicksburg, the last major Confederate stronghold, to General Grant.
The capture of Vicksburg gave the Union control of the Mississippi River and effectively split the Confederacy in two.
Grant then turned his attention to other Confederate positions and the war became one of attrition. The defeat at Vicksburg, coupled with General Robert E. Lee's loss at Gettysburg the previous day, was momentous because it signaled the beginning of the end for the Confederate States of America.
In an interesting twist to this event, President Lincoln had thought at the outset that Grant's campaign was a mistake.
However, despite his initial uneasiness with General Grant's strategy, the president capitulated and allowed his general to proceed. The Commander in Chief stepped out of the way and gave his general, his expert, the freedom to proceed without interference.
A few weeks after the capture of Vicksburg, the president sent Grant a personal letter, which was remarkable, especially if we were to measure it by the conduct of today's political and corporate leaders. In his letter, Lincoln showed true humility as he admitted both his initial lack of faith in the general's plan and deference to Grant's abilities.
I do not remember that you and I ever met personally. I write this now as a grateful acknowledgment for the almost inestimable service you have done the country. I wish to say a word further. When you first reached the vicinity of Vicksburg...I never had any faith, except a general hope that you knew better than I that the expedition could succeed....I feared it was a mistake. I now wish to make the personal acknowledgment that you were right, and I was wrong.
This letter served three distinct purposes and its message, along with the doubtful sentiment that preceded it, provides an example for leaders today.
First, Lincoln was grateful and expressed his appreciation for General Grant's actions, praising the general for his "inestimable service...to the country."
Second, Lincoln's humble admission--"I never had any faith, except a general hope that you knew better than I" and "you were right, and I was wrong"--let?Grant know that his Commander in Chief recognized that the general was the expert.
Finally, Lincoln's expression of faith in Grant's expertise let the general know that the president trusted him and would support him as he continued to employ his aggressive style of warfare. As further testimony of Lincoln's faith in Grant, he appointed General Grant as the commander of all the armies of the United States for the remainder of the war.
Do you want to be a great leader?
Be GRATEFUL: Express your appreciation for and to the ones you lead. Gratefully acknowledge their service, both publicly and privately.
Be HUMBLE: If you are wrong, admit it. Don't take credit for the work of your subordinates. Recognize your followers' expertise.
Be TRUSTFUL: Take the reins off and just give your people the freedom to do what you have assigned them to do. Clearly articulate the outcomes you desire and support their efforts. If you cannot trust them, then you as the leader have failed by choosing the wrong person to do the job.
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The world we live in is growing increasingly fast-paced, stressful, and filled with responsibility. Because of this, everyone needs some time to relax and have some recreation. Our modern way of life also tends to be sedentary, and the meals we eat are often not very healthy. Exercise is a very important component in renewing us. For these reasons, sports recreation activities are some of the best recreation we can choose. There are many options for hobbies to provide sports recreation. You may even want to learn some new recreational sports skills and go out and buy a few top quality 661 Helmets.
Courses abound to learn new sports recreation skills can be found all over the internet and in huge cities. You can learn and easily participate in a wide variety of team sports through the local Y and other organizations prepared to meed your business. Team sports recreation activities you might like to participate in include softball, paint balling, racquetball, baseball, mountain biking with the new 661 Helmets of course, basketball, and sometimes soccer for younger people. Another exciting team sport you might enjoy is lawn bowling. Regardless of your skills, health or level of enthusiasm you can discover that a lawn bowling team is a great place to have fun. You don?t need a the 661 helmets for a game like lawn bowling.
Individual sport recreation things you can learn and take part in will include golf, bad-mitten, shuffle board, cricket, tennis, running, aerobic dance, gymnastics, and horseback riding. Don?t overlook bicycling with the brand new 661 helmets or weight training either. Most of these sports can be learned in your own back yard or at the local Y as well. For some of these, you?ll want to have a good trusted friend to play against or share in the heightened experience with. Many long distance runners, for instance, like to run with a good buddy old pal. And games like that of tennis and handball really need the cooperation of another opponent for the best results.
If you?d rather, you can learn about sports recreation skills online. You can find courses to teach almost any sport or activity you can think of including underwater hockey, fly-fishing, and para-gliding in the Alps! Of course, unless you can get some hands-on experience you?ll only have the theories of the sport. Still, online courses are a good way to get a taste of different sports and recreational activities you might someday want to try out.
A truly fun sports recreation game you should consider if you get a chance to play this is ping pong. Ping pong, or table tennis as people sometimes call it, is played on a table, I know big surprise, with rubber coated paddles and extremely lightweight round plastic hand sized balls. You must hit the hand sized ball with your paddle so that it rapidly strikes the table and clears the net in the center of the table before your opponent strikes it and bounces it back to you. One way to become more adept at ping pong and increase your chance of winning is to sometimes hit the ball harder than at other times. This keeps your opponent guessing what you will do next.
Sports recreation activities are a superb way to receive exercise and relieve that built up stress. However, make sure your safe and have proper gear if your doing something dangerous. A lot of people prefer to wear a helmet from 661 Helmets. Whether with friends or all alone, everyone wants a favorite sports recreation to take relax and have fun with.
Before you buy any sport recreation gear like the new famous 661 Recon helmet online, make sure you hurry to out the great deals that abound at Keni Walmans? website about 661 helmets.
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